👋 Hello, I'm
Bharat Verma
01. About Me
Who I Am
I'm a Senior Engineering Manager at Razorpay, leading the Cards Recurring & E-Mandate and Cards Growth teams. With 15+ years of experience, I specialize in building high-scale payment platforms.
Currently, I lead 21 engineers across 3 pods, owning systems that process 15K TPS and handle ₹600-900 Cr in daily card transaction volume.
My journey spans from being a sole developer at Comviva to leading engineering organizations at MobiKwik, Acquia, Guidepoint Global, and now Razorpay. I've built teams from 0 to 12, hired 40+ engineers, and delivered platforms processing billions.
location: Pune, India 🇮🇳 education: B.Tech, Jamia Millia Islamia interests: - System Design - AI/ML (RAG, LLMs, Agents) - Building high-scale platforms pronouns: He/Him
Team Building
Hiring & mentoring engineers
Architecture
Microservices & distributed systems
Reliability
SLI/SLO/SLA & incident management
Fintech
Payment systems & compliance
Cloud-Native
Kubernetes, AWS, Terraform
Delivery
CI/CD & DevOps excellence
02. Experience
Where I've Worked
Senior Engineering Manager
Cards Recurring & E-Mandate, Cards Growth
- ▹Leading 21 engineers across 3 pods, influencing 33 engineers in payments org
- ▹Owning systems processing 15K TPS and ₹600-900 Cr daily card volume
- ▹Reduced transaction latency from 10 seconds to 2 seconds post re-architecture
- ▹Delivered Cred Pay and Apple Pay integrations as primary OKRs
- ▹Achieved 99.9% effective uptime for card payment flows
- ▹Reduced logging costs from 9p to 3p per transaction
Senior Engineering Manager
Cards Recurring & E-Mandate, Cards Growth
- ▹Leading 21 engineers across 3 pods, influencing 33 engineers in payments org
- ▹Owning systems processing 15K TPS and ₹600-900 Cr daily card volume
- ▹Reduced transaction latency from 10 seconds to 2 seconds post re-architecture
- ▹Delivered Cred Pay and Apple Pay integrations as primary OKRs
- ▹Achieved 99.9% effective uptime for card payment flows
- ▹Reduced logging costs from 9p to 3p per transaction
Director, Software Engineering
India Engineering Pods
- ▹Led CRM modernization, advisor platforms, and client-facing portals
- ▹Delivered PHP 8 migration of entire ecosystem in 2 months for SOC2 compliance
- ▹Decomposed monolithic systems into microservices with Databricks ETL
- ▹Designed federated micro-frontend architecture for AI Co-pilot platform
Director, Software Engineering
India Engineering Pods
- ▹Led CRM modernization, advisor platforms, and client-facing portals
- ▹Delivered PHP 8 migration of entire ecosystem in 2 months for SOC2 compliance
- ▹Decomposed monolithic systems into microservices with Databricks ETL
- ▹Designed federated micro-frontend architecture for AI Co-pilot platform
Engineering Manager
Cloud Data & ACN Upgrades
- ▹Built high-performing team from freshers to senior SDEs and SDETs
- ▹Delivered $660K annual COGS savings through cloud migration
- ▹Championed Kubernetes, Terraform, CI/CD automation across platforms
- ▹Accelerated enterprise customer onboarding and adoption
Engineering Manager
Cloud Data & ACN Upgrades
- ▹Built high-performing team from freshers to senior SDEs and SDETs
- ▹Delivered $660K annual COGS savings through cloud migration
- ▹Championed Kubernetes, Terraform, CI/CD automation across platforms
- ▹Accelerated enterprise customer onboarding and adoption
Tech Lead & Engineering Manager
Travel & Financial Services
- ▹Architected Hotels, Bus Tickets, Cabs, Bike Rentals, Insurance products
- ▹Built teams from 0 to 12 engineers; hired 40+ engineers since 2016
- ▹Led transformation to wallet-as-payment-gateway (RBI PPI compliance)
- ▹Improved GMV from ₹181 Cr/month to ₹210 Cr/month via Bug-a-thon
- ▹Achieved API latency under 200ms for recharge payments
Tech Lead & Engineering Manager
Travel & Financial Services
- ▹Architected Hotels, Bus Tickets, Cabs, Bike Rentals, Insurance products
- ▹Built teams from 0 to 12 engineers; hired 40+ engineers since 2016
- ▹Led transformation to wallet-as-payment-gateway (RBI PPI compliance)
- ▹Improved GMV from ₹181 Cr/month to ₹210 Cr/month via Bug-a-thon
- ▹Achieved API latency under 200ms for recharge payments
Staff Software Engineer
Technical Lead Manager — Catalogue
- ▹Led 6 engineers owning catalogue, moderation, and inventory systems
- ▹Increased bulk ingestion from 30K to 100K products/day
- ▹Reduced banned-product enforcement SLA from 5 days to 24 hours
Staff Software Engineer
Technical Lead Manager — Catalogue
- ▹Led 6 engineers owning catalogue, moderation, and inventory systems
- ▹Increased bulk ingestion from 30K to 100K products/day
- ▹Reduced banned-product enforcement SLA from 5 days to 24 hours
Senior → Lead Engineer
Platform Engineering
- ▹Built Naukri Background Check and Priority Applicant platforms
- ▹Migrated from Symfony 1.x to 2.x across the platform
- ▹Optimized email/SMS pipelines: SLA improved 3PM → 11AM for 1M+ users
- ▹Introduced Git and Agile practices across engineering teams
Senior → Lead Engineer
Platform Engineering
- ▹Built Naukri Background Check and Priority Applicant platforms
- ▹Migrated from Symfony 1.x to 2.x across the platform
- ▹Optimized email/SMS pipelines: SLA improved 3PM → 11AM for 1M+ users
- ▹Introduced Git and Agile practices across engineering teams
Software Engineer
PreTUPS™ Platform
- ▹Sole developer for prepaid top-up system across 50+ global telecom clients
- ▹SPOC for Vodafone East, West, and North regions
Software Engineer
PreTUPS™ Platform
- ▹Sole developer for prepaid top-up system across 50+ global telecom clients
- ▹SPOC for Vodafone East, West, and North regions
03. Skills
Tech Stack
Languages
Frameworks
Databases
Cloud & DevOps
Messaging
Observability
04. Achievements
Impact & Results
Latency Reduction
Reduced card transaction latency by 80% through re-architecture at Razorpay
Uptime SLA
Achieved effective uptime for standing-instruction repeat card payment flows
Cost Savings
Annual COGS savings by migrating customers from Cloud Classic to Cloud Next at Acquia
Throughput Boost
Increased product ingestion from 30K to 100K products/day at ShopClues
GMV Growth
Grew monthly GMV from ₹181Cr to ₹210Cr through Bug-a-thon initiative at MobiKwik
SLA Improvement
Optimized email/SMS pipelines from 3PM to 11AM SLA for 1M+ users at Naukri
Engineers Hired
Built and scaled engineering teams from scratch across multiple organizations
Cost Optimization
Reduced logging costs per transaction by 66% for card payment systems
Key Integrations Delivered
05. Contact
Let's Connect
Whether you want to discuss engineering leadership, system design, or just want to say hi, my inbox is always open. Feel free to reach out!